Enter values above to see the result
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Plan future savings with compound interest on initial deposits and monthly contributions. Project balances for emergency funds, goals, and retirement targets.
Calculate compound interest on savings and investments. Enter principal, rate, years, and compounding frequency to see growth with A = P(1 + r/n)^(nt).
Calculate retirement savings with monthly contributions. Project future value with compound growth. Plan your retirement.
Inflation erodes purchasing power over time. The same dollar amount buys less as prices rise.
Future Value = Present Value × (1 + Inflation Rate)^YearsReal value adjusts for inflation to show true purchasing power. Nominal value is the face amount without adjustment.
Real Value = Nominal Value ÷ (1 + Inflation Rate)^YearsThe Inflation Calculator applies industry-standard financial equations used by lenders, accountants, and planners. All intermediate values are computed with floating-point precision and rounded only for display.
Result = f(principal, rate, period, …)Updated: July 2026
Estimating how much $50,000 in today's dollars will need to be in 2046 to maintain the same purchasing power.
→ Equivalent future amount: ~$90,300
Understanding how $1 from 1990 compares to today at an average 2.5% annual inflation rate.
→ Equivalent today: ~$2.50
A homebuyer runs the Inflation Calculator with two interest rates side by side to compare total interest paid over 30 years before choosing a lender.
A 7% investment return with 3% inflation yields only 4% real return. Plan retirement income needs in today's dollars, then inflate the target.
Healthcare, education, and housing often inflate faster than CPI. Budget categories may need different inflation assumptions than the general rate.
Use our free Inflation Calculator for fast, accurate results in your browser. No signup or installation required — works on any device.