Compare renting vs buying a home. Enter rent, home price, mortgage rate. Get monthly costs and total comparison.
Compare renting vs buying a home. Enter rent, home price, mortgage rate. Get monthly costs and total comparison.
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This calculator provides estimates only and does not constitute financial advice. Actual results may vary. Consult a qualified financial advisor before making financial decisions.
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KalkulatoryBuying becomes cheaper than renting after 1 year
| Period | Total Rent | Total Buy Costs | Equity Built | Net Cost (Buy) |
|---|---|---|---|---|
| 5-year | $129,219 | $252,857 | $164,155 | $88,703 |
| 10-year | $278,733 | $425,714 | $266,283 | $159,431 |
| 30-year | $1,152,610 | $1,117,142 | $970,905 | $146,237 |
Based on your inputs, buying is more cost-effective over 5 years.
Buying net cost $88,703 vs renting $129,219.