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Calculate Return on Investment. Gain divided by cost. Get ROI percentage and net profit. Essential for business decisions.
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ROI equals the net gain (sale price minus all costs) divided by total investment. Include purchase price, storage, insurance, and selling commissions — typically 10–20% of sale price through auction houses like Sotheby's or WineBid.
ROI = (Sale Price − Purchase Price − Storage − Insurance − Selling Fees) / Total Investment × 100Wine is a long-term hold asset. Annualized return accounts for compounding over the holding period, allowing comparison with stocks, bonds, and other alternatives.
Annualized Return = [(Sale Price / Total Cost)^(1/Years) − 1] × 100The Liv-ex Fine Wine 100 index tracks prices of top Bordeaux and Burgundy wines. Benchmark individual holdings against this index to assess whether your selections outperformed the broader fine wine market.
Updated: July 2026
Case of 2005 Château Lafite Rothschild purchased en primeur and cellared professionally.
→ Net ROI: ~79% | Annualized return: ~6.0%
6 bottles of premier cru Burgundy purchased at retail and stored in home cellar.
→ Net ROI: ~17% | Annualized return: ~3.2%
Screaming Eagle or similar Napa cult wine bought at release with premium pricing.
→ Net ROI: ~3% | Barely covers storage and transaction costs
Professional storage runs $1.50–$3.00/bottle/year. Over 10 years on a 12-bottle case, that's $180–$360. Home storage requires climate control ($50–$100/month) and insurance riders on your homeowner's policy.
Retail markup is 30–50% above wholesale. Investment-grade returns require buying en primeur (futures), at auction, or directly from négociants. Retail purchases rarely appreciate enough to cover the premium.
Only top-tier producers from recognized regions consistently appreciate. Over 80% of wine produced worldwide is meant for consumption within 1–5 years and loses value after purchase.
Evaluate the financial return on fine wine purchases by comparing acquisition cost against current market value, accounting for storage, insurance, and transaction fees. Wine has outperformed many traditional assets over 20-year periods, but returns vary dramatically by region, producer, and vintage.