Reconcile exact liability, total premium, subsidy, producer premium, acres, and share from one matched crop-insurance estimate or coverage record.
A quick decision brief for this specific tool
Exact entered liability, total premium, subsidy, producer premium, insured acres, and share from one matched RMA estimate/agent quote/Summary of Coverage
Producer-premium reconciliation difference plus entered liability and producer premium per insured acre
Subtracts entered subsidy from entered total premium and compares that arithmetic with the entered producer premium; it never invents a rate, liability, subsidy, or quote
Choose your path
Reconcile exact figures from one matched crop-insurance estimate, agent quote, or Summary of Coverage without manufacturing a rate, premium, subsidy, liability, or coverage recommendation.
Verify that total premium less subsidy agrees with the entered producer premium.
Match crop year, commodity, location, type/practice, plan, unit structure, acres, share, options, and dates before copying the four exact monetary figures.
Can identify an arithmetic mismatch without treating the worksheet as a quote or coverage determination.
Normalize exact entered liability and producer premium by insured acre.
Keep every actuarial and policy term identical, enter the scenario acres/share and quoted amounts, then compare the transparent per-acre figures.
Does not compare unmatched plans, units, practices, endorsements, years, or shares.
Know which facts cannot be decided by calculator arithmetic.
Use the worksheet only after consulting current RMA actuarial documents and the licensed agent/AIP for coverage, exclusions, notices, records, premium due, and claims.
Stops and resolves any source mismatch before relying on the reconciliation.
Outputs and checklists are planning aids. Review the linked current authorities and the records, terms, instructions, and requirements that apply to your exact situation before a consequential decision.
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The worksheet compares this arithmetic with the producer premium copied from the same matched estimate, agent quote, or Summary of Coverage. It does not derive any crop-insurance rate or subsidy.
Calculated producer premium = entered total premium − entered premium subsidyProducer premium per insured acre uses the same entered-acre denominator. Per-acre figures are comparable only when crop year, commodity, county, type/practice, plan, unit structure, approved yield/price, coverage, acres, share, options, endorsements, and dates match.
Liability per insured acre = entered liability ÷ entered insured acresUSDA RMA tools provide general estimates and current program routes. A licensed crop-insurance agent/AIP and the applicable policy, actuarial documents, and coverage records control actual terms, premium, exclusions, notices, records, and claim duties.
Updated: August 2026
Copy liability, total premium, subsidy, producer premium, acres, and share from one internally consistent document set. A zero difference confirms only the entered subtraction.
A nonzero difference is a prompt to recheck source figures, units, dates, options, and document versions with the agent/AIP—not a recalculated bill.
Run alternatives separately only after holding every non-compared crop, actuarial, plan, unit, acreage, share, option, and date fact constant. Preserve each source record with the result.
Crop-insurance premium and subsidy are plan-, crop-, location-, practice-, unit-, coverage-, option-, year-, and actuarial-specific. Enter exact current figures from RMA/agent/AIP records instead.
Do not compare results across different shares, units, plans, practices, options, approved yields/prices, crop years, or acreage bases without explicitly reconciling those differences.
Use this as a document-reconciliation worksheet after obtaining an RMA estimate, licensed-agent quote, or coverage record. It reports only arithmetic from your exact entries and never invents a rate, premium, subsidy, liability, recommendation, eligibility decision, or claim outcome.